Retirement Calculator: How Much Do I Need?
Find the retirement corpus you need and the monthly SIP to build it, adjusted for inflation.
Year-by-year table
How this works
First, today’s expenses are grown by inflation to the year you retire. Then we work out the sum that, invested at the post-retirement return, can pay those rising expenses every month until the age you plan for. Finally, we find the monthly SIP that builds that sum by retirement.
Tips
- Starting 10 years earlier often halves the monthly saving needed.
- Healthcare costs usually rise faster than general inflation; keep separate health cover.
- Count EPF, PPF and NPS balances towards the corpus.
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This is an estimate for planning only, not financial, tax or medical advice.