PPF Calculator: Public Provident Fund Maturity
Estimate your PPF balance at maturity from your yearly deposit, interest rate and period.
Year-by-year table
About PPF
The Public Provident Fund is a government-backed savings scheme with a 15-year lock-in that can be extended in blocks of 5 years. You can deposit ₹500 to ₹1.5 lakh a year. The rate is set every quarter by the government.
Why people choose it
- EEE tax status: deposits qualify under Section 80C (old regime), and the interest and maturity amount are tax-free.
- Sovereign guarantee: no market risk.
- Partial withdrawals are allowed from the 7th year, and loans in years 3–6.
Deposit before the 5th of the month (ideally April) to earn interest for that month. This calculator assumes yearly deposits at the start of each year.
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This is an estimate for planning only, not financial, tax or medical advice.