Tax & salary

Income Tax Calculator: Old vs New Regime

Compare your income tax under the new and old regimes, with standard deduction, rebate and cess.

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Slabs used

This calculator uses the FY 2025-26 slabs. Check the latest Union Budget for any later change.

New regime: nil up to ₹4 lakh; 5% to ₹8 lakh; 10% to ₹12 lakh; 15% to ₹16 lakh; 20% to ₹20 lakh; 25% to ₹24 lakh; 30% above. Salaried people get a ₹75,000 standard deduction, and the Section 87A rebate makes tax nil when taxable income is up to ₹12 lakh (with marginal relief just above it).

Old regime: nil up to ₹2.5 lakh; 5% to ₹5 lakh; 20% to ₹10 lakh; 30% above. ₹50,000 standard deduction for salaried people; rebate up to ₹5 lakh taxable income; deductions such as 80C, 80D and HRA are allowed.

4% health and education cess is added in both. Surcharge on incomes above ₹50 lakh is not included.

Which regime is better?

The new regime is usually better unless your deductions are large, roughly above ₹4–5 lakh a year for middle incomes. Enter your deductions to see the difference.

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This is an estimate for planning only, not financial, tax or medical advice.